Apranje Jewellers

Gold Scheme 5000 Mini – Gold Grams Accumulation

About Apranje Jewellers

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Monthly Amount: This is the monthly installment that you need to pay for this scheme.
Jeweller's Discount: This is the bonus from the jeweller after the successful completion of the scheme.
Monthly Amount: Rs.5000.00

Hover on Amount to see what it means.

Scheme Details

Gold Scheme 5000 Mini – Gold Grams Accumulation

Min. Amount You pay Apranje Pays Savings Scheme Duration (Months)
5,000 25 Months 10% of Accum. Grams >10% 25

Scheme Details:

You, as members subscribe to this scheme by paying a minimum of  Rs5000/- per month for 25 months. Each month, equivalent 22K gold will be purchased at the prevailing gold rate on the day, the payment is received. On maturity, you will get a bonus of  10% on the gold accumulated to buy gold or diamond jewellery of your choice. See the Payment Plan for more details.

The gold jewellery has to be bought from Apranje Showroom.

Payment Plan

Monthly Instalment =Rs5,000/- per month
Advance Amount = Rs 0/-
Scheme Duration =25 months
Service Tax: As per prevailing rate

Payment Plan for Gold Scheme 5000 Mini – Gold Grams Accumulation
Month No. Monthly Instalment Bonus (10% of grams accumulated) Cumulative Grams* Jewellery equivalent to gms*
1 5,000 - 2.03 2.03
2 5,000 - 4.06 4.06
3 5,000 - 6.09 6.09
. . . . .
. . . . .
. . . . .
. . . . .
24 5,000 - 48.72 48.72
25 5,000 5.08** 55.83 55.83
* Cumulative Grams will be calculated based on the prevailing gold rate on the day of subscription amount payment. Thus, grams accumulated will vary every month.
** Customers will be eligible for bonus only on completion of 25 months of payment.



    The monthly saving receipts have to be submitted to us along with the agreement form and other documents.  On being satisfied with the bonafides of the transactions, we will issue an encashment certificate which the member can exchange for jewellery readily available at our store or place order with us. As the various incentives mentioned are the benefit of the scheme, no other discount or special offers will be given or combined along with the purchase.


    In case any member wishes to discontinue from the scheme, one installment will be deducted and the balance amount may be taken back in the form of jewellery only.


    Disputes, if any, arising out of or in connection with or as a result of this scheme or otherwise relating here to shall be subject to the exclusive jurisdiction of the competent courts / tribunal in Bangalore only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.


    Prevailing gold and stone rates at Bangalore as on date of purchase will be applicable. Making charges and gold processing wastage will be additional depending on designs of the jewelry. Sales Tax prevailing on the date of purchase of jewelry will be applicable.
    Other taxes and duties applicable if any, will be borne by the members. 
    Terms and conditions changed from time to time will be binding on the members.
    Upon completion of the scheme the company will be liable to the extent of delivery of jewelry upto value of the scheme maturity amount only.
    The membership is not transferable and all proceeds sales and claims shall be executed only to the undersigned.


  • Apranje Jewellers Pvt Ltd 66, Lavelle Road,
  • Bangalore - 560001,

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