Navrathan Jewellers

Navrathan Easy Purchase Plan

About Navrathan Jewellers

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Monthly Amount: This is the monthly installment that you need to pay for this scheme.
Jeweller's Discount: This is the bonus from the jeweller after the successful completion of the scheme.
Monthly Amount: Rs.2500.00

Hover on Amount to see what it means.

Scheme Details

Navrathan Easy Purchase Plan

Installment Advance Amount Maximum # of Advances Payable with 11 Months Navrathan Discount Savings Purchase Plan Duration (Months) Buy Jewellery worth (After 12th Month)
2,500 11 27,500 1 months = Rs 2,500 9.09% 12 30,000

Plan Details:

You, as members subscribe to this purchase plan by paying minimum Rs 2,500/- per month for 11 months. At the end of 12 months you can purchase jewellery worth Rs 30,000 (including discount worth 1 month of advance amount)  
The minimum investment is Rs 2,500/- and maximum is Rs 5,000/-

The gold jewellery has to be bought from Navrathan Jewellers Showroom.

Payment Plan

Monthly Advance Amount = Rs 2,500/-
Number of Advance Payments =11
Service Tax: As per prevailing rate

Payment Plan 
Month No. Monthly Advance Discount Cumulative Savings Jewellery Worth Rs
1 2,500 - 2,500 2,500
2 2,500 - 5,000 5,000
3 2,500 - 7,500 7,500
4 2,500 - 10,000 10,000
5 2,500 - 12,500 12,500
6 2,500 - 15,000 15,000
7 2,500 - 17,500 17,500
8 2,500 - 20,000 20,000
9 2,500 - 22,500 22,500
10 2,500 - 25,000 25,000
11 2,500 - 27,500 27,500
12 0 2,500* 30,000 30,000
 * Customers will be eligible for discount only on completion of 11 advance payments.


  1. Members can purchase Gold, Diamond, Platinum or Silver Jewellery (Except bullion, gold/silver Coins) with 12th month after completion of the plan period without any default/delay in the monthly payment
  2. The above plan is valid for 11 months and shall be terminated at the end of 12th month, irrespective of the no of instalment paid by the customer. If the customer fails to pay for 11 months he/she shall be entitled to a discount on the final sale bill depender on no. of instalments paid by him or her for example, if a customer starts the plan on 1st Jan, the plan terminates on 31st Dec, if the customer happens to pay 8 months instead of 11 months the discount amount shall be calculated as follows monthly advanceX8/12, e.g 2500*8/12 = 1667/-
  3. Changeover from this Scheme to other Schemes will not be allowed.
  4. No discount will be paid on pre-closure of plan by the members and they will be allowed to purchase Gold Jewellery only for the amount they have paid.
  5. No Cash refund is allowed under any circumstances
  6. In case of default of payment by the customer, you will not be entitled for discount.
  7. The maturity date will be 30 days from the day of payment (in our accounts) of the last advance payment.
  8. Monthly instalment shall be paid before the 10th of every month, failing  which it will be credited for the subsequent month.
  9. Incentive/bonus is not given on pre-closure of the scheme. Customers are allowed to buy jewellery (as per scheme) only to the extent of amount paid. No cash refund is allowed
  10. Value addition/wastage/ making charge and tax surcharges will be levied as applicable at the time of sale.
  11. Customers are advised to redeem the scheme amount within 3 Days from the date of maturity.
  12. Rate/Value addition/wastage/making charges/Stone Charges and tax surcharges will be levied as applicable at the time of sale.
  13. Customer can view their account statements online on
  14. Customers shall provide a copy of photo identity such as Driver’s license, Passport, Ration Card, Aadhar Card, Election Card or PAN Card for authentication , at the time of redemption.
  15. Customer have to make sure that the advances are adjusted within 12 months  from the date of enrolment i.e. they have to purchase with in 12 months.
  16. Navrathan Jewellers Pvt. Ltd reserves the right to alter, amend, add or delete part or whole of the privileges of the scheme without prior notice to the customer.
  17. Any conditions which are explicitly not covered alone, would be at the discretion of the company at the time of transaction. The decision of the company in this regard would be deemed as irrevocable and final.
  18. In case of any changes in existing laws, rules, acts, etc. by any regulatory authority, necessary requirements as per the same have to be compiled by the customers
  19. Disputes if any, are subject to Bangalore Jurisdiction only.


  • Navrathan Jewellers Pvt Ltd:

  • 87, 1st Floor, M G Road,
  • Bangalore - 560001

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